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Posted by / 08-Oct-2017 12:19

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However, in the long term, one needs to think of the needs of retirement and its reduced income.

Our permanent home in rural northern Minnesota is paid for.

We probably won't make gobs of money when we do sell, but due to some improvements we've made (and general improvement in the local economy), it's highly unlikely that we'll take a loss.

While I understand that this isn't a situation that would be available to everyone, it really does seem that similar forethought would still make home ownership a viable and desirable option.

renting, there is also a psychological component to renting that I have enjoyed.

As mentioned in the article, I think in previous generations, owning a home was much more of a status symbol and evidence that a person had "made it" than it is for someone in my demographic today.

My main point being, that for some people, thinking about buying absolutely makes sense, if you think it through enough.

I am 29 and single with no kids and have been a renter since I started working appx. The one point that I would add is that outside of the economic considerations of buying vs.

What that means (aside from the benefit of being able to stop working when/if we decide to have kids) is that we still have enough disposable income to do the constant upkeep, save for improvements on the home, etc. We don't plan on living here forever (maybe five more years at best), but because we bought at a time when the market was so bad and interest rates were so good (they're even better now - we're considering refinancing), that isn't a problem.

The primary problem for today's young potential buyers is that job security no longer exists and mobility, as regards selling a house and moving to a new job market, has been greatly reduced.

In the short term, in our economy, it is best not to be tied down to one place, unless that place is exceptional.

For me, any potential economic benefit that could be derived from home ownership is negated by the stress that would accompany it. A friend of ours had just bought a new house in the Almaden Valley for ,000.

I thought he was crazy and would never be able to pay it off. Deflation, on the other hand, is a different story.

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Our only debts are our mortgage, one car payment, and a loan from my father that carries no interest. -- as daily concerns, the last fucking thing a young couple should be thinking about is buying a goddamn house. I recently tallied up all invoices for repairs and updates since I bought the house in 1997. Now, with the economy as it is and will likely be for some time to come, my best self-defense is to carry no debt and save what I can.

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